Our Story

Community & Southern Bank (“CSB”) is one of the best capitalized banks in Georgia. CSB was created to build a leading regional bank delivering exemplary customer service and strong shareholder results.  Since its inception on January 29, 2010, CSB has acquired the assets and deposits of five banks from the FDIC: First National Bank of Georgia in Carrollton, GA; Appalachian Community Bank in Ellijay, GA; The Peoples Bank in Winder, GA (including El Banco de Nuestra Communidad); Bank of Ellijay in Ellijay, GA; and First Commerce Community Bank in Douglasville, GA.

CSB has more than $2.3 billion in assets and 33 branch locations in metropolitan Atlanta and across Georgia’s northern, eastern, and western regions.  The Bank’s philosophy is to operate in a diversified, risk–averse manner, and to offer our customers the best in customer service with a broad array of products, including online and mobile banking, treasury management tools for businesses and traditional depository and lending products to meet their banking needs.

Our mission is to serve customers with excellence, integrity, and innovative thinking.  CSB team members are committed to our culture, which centers on five core principles - fortress balance sheet, pristine credit, empowered employees, customer centric, and excellent execution.  Our values focus on making a difference, developing innovative solutions, serving with passion, acting with urgency and being professional to deliver a positive customer experience.